Personal

The U.S. Department of Education recently unveiled the details of the rollout of the 2025-26 Free Application for Federal Student Aid (FAFSA) with the hope of addressing the issues that marred the previous year’s college aid application cycle. The upcoming FAFSA will be introduced to select groups of students in a beta testing phase beginning
0 Comments
In the realm of financial planning, particularly in a year marked by significant stock market growth, there exists a nuanced strategy that can be employed to both rebalance your investment portfolio as well as minimize your future tax obligations. This approach, known as tax-gain harvesting, involves strategically divesting yourself of profitable assets within your brokerage
0 Comments
The cost of attending college has continued to rise in recent years, with some institutions now approaching a staggering six figures annually. Among the elite schools listed in The Princeton Review’s “The Best 389 Colleges,” there are eight institutions with a sticker price exceeding $90,000 for the academic year 2024-2025. This rapid increase in tuition
0 Comments
In response to Federal Reserve chair Jerome Powell’s signal of potential interest rate cuts, investors face the challenge of navigating their portfolios amidst the impending policy shift. Financial advisors have varying perspectives on the most effective strategies to adopt as the Fed considers lowering interest rates from their current two-decade high. It is essential to
0 Comments
As the new year approaches, many employees are considering boosting their 401(k) contributions to maximize their plan account for 2024. While this can be a wise financial decision for some, it is essential to carefully evaluate whether it is the right choice for everyone. Financial advisors caution against blindly maximizing contributions without considering various factors
0 Comments
In a recent massive data breach at National Public Data, owned by Jerico Pictures Inc., personal information of millions of individuals may have been compromised. Reports suggest that over 2.7 billion personal records may have been exposed, including sensitive information such as Social Security numbers, names, email addresses, phone numbers, and mailing addresses. The breach
0 Comments