When it comes to credit card interest rates, the difference between big lenders and small lenders can be significant. According to a recent analysis by the Consumer Financial Protection Bureau, the nation’s largest credit card companies typically charge higher interest rates than small banks and credit unions. This could mean substantial savings for the average
Personal
The Biden administration has recently unveiled its proposal for a student loan forgiveness plan, targeting struggling borrowers who are in need of financial relief. After facing challenges with the Supreme Court’s conservative majority blocking his initial aid package last year, President Joe Biden and his team have been working to create a legally viable loan
The baby boom generation is rapidly approaching retirement age, with the first wave of individuals set to reach “peak 65” in 2024. However, many may be surprised to learn that 65 is no longer the full retirement age for Social Security benefits. Changes implemented in 1983 have gradually increased the full retirement age from 65
Going to community college and then transferring to a four-year school is often considered one of the best ways to get a degree for significantly less money. However, recent research has shed light on the challenges that community college transfer students face in achieving their educational goals. Enrollment at community colleges has been on the
President Joe Biden recently addressed the issue of shrinkflation on social media, denouncing snack companies that deceive consumers by reducing the quantity or size of their products while maintaining the same price or even increasing it. In his statement, President Biden described shrinkflation as a “rip off” and urged companies to put an end to
A recent American Rental Housing Report from Harvard University’s Joint Center for Housing Studies has shed light on a concerning statistic – more than 18 million rental units in the United States are located in areas exposed to extreme weather hazards. This means that a significant portion of the rental housing market is at risk
Credit cards have become the Achilles’ heel for many Americans, leading to a growing debt crisis. Currently, Americans collectively owe a staggering $1.13 trillion on their credit cards, with the average balance per consumer reaching a historic high of $6,360. This alarming increase in credit card debt is a cause for concern, as more cardholders
Love, they say, is priceless. But for those with deep pockets, the matchmaking expertise of Barbie Adler comes at a steep price. As the founder of Selective Search, an exclusive matchmaking company, Adler claims that 1 in 3 of her clients fall head over heels for the first person they’re matched with. This remarkable success
As Sunday’s Super Bowl LVIII approaches, millions of Americans are gearing up to place their bets on the game between the San Francisco 49ers and Kansas City Chiefs. With Las Vegas, the gambling capital of the nation, hosting the event, a record-breaking 67.8 million Americans are expected to wager an estimated $23.1 billion on the
Electric vehicle (EV) enthusiasts have good reason to celebrate the recent changes to the federal tax credit system. As of January 2024, consumers can now receive a tax break at the point of sale, making it more convenient and accessible than ever before. The new “clean vehicle” tax credit allows car dealerships to offer eligible