In the event of a widespread service outage from a major cellular provider like AT&T, affected customers are often left frustrated and inconvenienced. While companies like AT&T may offer credits to customers impacted by outages, it is crucial for consumers to proactively seek reimbursement rather than wait for it to be automatically applied to their
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As we reflect on the financial landscape of 2023, one cannot help but acknowledge the unexpected positive turn of events for retirement savers. Despite the challenges faced in the previous year, retirement account balances have shown a remarkable recovery. The latest data from Fidelity Investments, a leading provider of 401(k) savings plans, reveals that the
Losing a job can be an incredibly troubling experience, but it’s crucial to remember that it’s not the end of the world. In the wake of recent layoffs at companies like Amazon, Google, Microsoft, and Paramount, many workers are finding themselves without a paycheck. One way to navigate this challenging situation is by leveraging any
In the midst of mass layoffs and job cuts, experts are finding a silver lining in the form of a resilient job market. Despite the record number of companies announcing layoffs in January, there are still opportunities for job seekers to find their next position. However, in order to navigate this changing landscape, it may
In 2023, Social Security beneficiaries were granted a record 8.7% cost-of-living adjustment to combat rising inflation. However, as tax season rolls around, many may find that more of their benefit income is subject to taxation. Lawmakers, both Democrats and Republicans alike, have proposed eliminating these taxes on benefit income in order to provide relief to
In recent years, credit card interest rates have skyrocketed to record highs, with the average consumer paying a 22.8% interest rate on their credit card balance at the end of 2023. This is the highest it has been since the Federal Reserve started tracking data in 1994. Interest charges, expressed as an annual percentage rate,
Student loan forgiveness programs have been hailed as a beacon of hope for borrowers drowning in debt. Marlon Fox, a chiropractor in North Charleston, South Carolina, experienced this first-hand when his student debt of $119,500 was reset to zero, and he received an additional refund of $56,801 from the U.S. Department of Education. This elation,
The process of applying for financial aid is a crucial step for many families who are preparing to send their children to college. The Free Application for Federal Student Aid (FAFSA) is the gateway to accessing various forms of financial assistance for college tuition. However, the recently updated 2024-25 FAFSA form has been facing multiple
After facing rejection of the initial student loan forgiveness plan at the Supreme Court, the Biden administration has been diligently working on creating a new relief package that is legally viable. This new alternative plan, dubbed as Biden’s “Plan B,” aims to provide relief to as many as 10 million borrowers this year. Let’s delve
Consumer prices are on the rise, and with inflation hitting record highs, finding ways to save money is more crucial than ever. One often overlooked method of saving money is by increasing your credit score. According to a recent study by LendingTree, moving your score from fair to very good could potentially save you a