Welcome to Financialdebate.com. These Terms of Service (“Terms”) govern your access to and use of our website, including all content, tools, calculators, and services related to Home, World, US Business, Companies, Economy, Stocks, Technology, C&BChain, Real Estate, Finance 101, Insurance, Investing, Opinion, and Calculators (collectively, the “Service”). By accessing or using Financialdebate.com, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please do not use our Service.
1. Use of Our Service
You may use Financialdebate.com only for lawful purposes and in accordance with these Terms. You agree not to:
- Violate any applicable laws or regulations.
- Use the Service for any fraudulent or harmful purpose.
- Interfere with or disrupt the security or functionality of the website.
- Attempt to gain unauthorized access to any part of the Service, accounts, or computer systems.
- Post or transmit any content that is unlawful, defamatory, abusive, obscene, or otherwise objectionable.
We reserve the right to suspend or terminate your access to the Service for any violation of these Terms or any conduct we deem harmful to other users or the operation of the website.
2. Intellectual Property Rights
All content on Financialdebate.com, including articles, graphics, logos, data, software, calculators, and other materials, is the property of Financialdebate.com or its licensors and is protected by copyright, trademark, and other intellectual property laws.
You are granted a limited, non-exclusive, non-transferable license to access and use the Service for personal, non-commercial purposes only. You may not copy, modify, distribute, sell, or lease any part of the Service or its content without our prior written permission.
3. User-Generated Content
If you submit comments, opinions, or other content to Financialdebate.com (“User Content”), you grant us a worldwide, royalty-free, perpetual, irrevocable license to use, reproduce, modify, publish, translate, distribute, and display such content in any media.
You represent and warrant that you own or have all necessary rights to submit User Content and that it does not infringe any third party’s rights. You agree not to post content that is unlawful, defamatory, obscene, or otherwise objectionable.
We reserve the right to remove or refuse to post any User Content at our sole discretion.
4. Disclaimer of Warranties
The Service is provided “as is” and “as available” without warranties of any kind, either express or implied. Financialdebate.com does not guarantee the accuracy, completeness, or reliability of any content, including financial information, stock data, or calculators.
We disclaim all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. Your use of the Service is at your own risk.
5. Limitation of Liability
To the fullest extent permitted by law, Financialdebate.com and its affiliates, licensors, and service providers shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of or inability to use the Service.
This includes damages for loss of profits, data, goodwill, or other intangible losses, even if we have been advised of the possibility of such damages.
6. External Links and Third-Party Content
Financialdebate.com may contain links to third-party websites, products, or services for your convenience. We do not control or endorse these external sites and are not responsible for their content or practices.
Your interactions with third parties are solely between you and the third party. We encourage you to review their terms and privacy policies.
7. Privacy
Your use of Financialdebate.com is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. Please review it carefully.
8. Changes to the Terms
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on the website. Your continued use of Financialdebate.com after changes constitutes your acceptance of the updated Terms.
We recommend reviewing these Terms periodically.
9. Termination
We may terminate or suspend your access to the Service at any time, without prior notice or liability, for any reason, including breach of these Terms.
Upon termination, your right to use the Service will immediately cease.
10. Governing Law and Dispute Resolution
These Terms are governed by and construed in accordance with the laws of the jurisdiction in which Financialdebate.com operates, without regard to conflict of law principles.
Any disputes arising out of or relating to these Terms or your use of the Service shall be resolved through binding arbitration or in the courts located within our jurisdiction, as applicable.
11. Contact Information
If you have any questions about these Terms, please contact us at:
Email: admin@financialdebate.com
By using Financialdebate.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.