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The current state of the U.S. unemployment benefit system is worrisome, with experts expressing concerns about its ability to withstand another economic downturn. The system, which provides temporary income support to laid-off workers, faced significant challenges during the Covid-19 pandemic, revealing cracks that had been present for years. These challenges include massive technology failures, administrative
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Recent reports from the Federal Reserve Bank of New York and TransUnion have revealed some alarming statistics regarding credit card debt in America. The total credit card debt in the country has reached a record high of $1.14 trillion, with the average balance per consumer standing at $6,329. This represents a 4.8% increase year over
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As more retirees struggle to make ends meet, there has been growing bipartisan support for exempting Social Security benefits from income taxes. This issue has gained attention in the 2024 election cycle, with Former President Donald Trump proposing a federal tax exemption and Minnesota Governor Tim Walz implementing state legislation in partnership with Vice President
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In today’s digital age, social media plays a significant role in shaping consumer behavior and influencing purchasing decisions. Platforms like Instagram, TikTok, and Facebook are flooded with sponsored posts and influencer marketing that encourage users to buy products they may not necessarily need or afford. The constant bombardment of advertisements can lead to impulsive spending
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