In today’s uncertain world, especially as a Gen Z adult, it is crucial to be intentional with your money. With headlines constantly reporting on environmental degradation and financial insecurity, it’s easy to question the value of saving for the future. However, the key lies in perception. Setting money aside now can be beneficial in various
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High school financial education classes hold significant value, with a lifetime benefit of approximately $100,000 per student resulting from completing a single semester course. This revelation comes from a recent report by consulting firm Tyton Partners and Next Gen Personal Finance, a nonprofit organization dedicated to providing financial education to middle and high school students.
When it comes to credit card interest rates, the difference between big lenders and small lenders can be significant. According to a recent analysis by the Consumer Financial Protection Bureau, the nation’s largest credit card companies typically charge higher interest rates than small banks and credit unions. This could mean substantial savings for the average
The Biden administration has recently unveiled its proposal for a student loan forgiveness plan, targeting struggling borrowers who are in need of financial relief. After facing challenges with the Supreme Court’s conservative majority blocking his initial aid package last year, President Joe Biden and his team have been working to create a legally viable loan
The baby boom generation is rapidly approaching retirement age, with the first wave of individuals set to reach “peak 65” in 2024. However, many may be surprised to learn that 65 is no longer the full retirement age for Social Security benefits. Changes implemented in 1983 have gradually increased the full retirement age from 65
Going to community college and then transferring to a four-year school is often considered one of the best ways to get a degree for significantly less money. However, recent research has shed light on the challenges that community college transfer students face in achieving their educational goals. Enrollment at community colleges has been on the
President Joe Biden recently addressed the issue of shrinkflation on social media, denouncing snack companies that deceive consumers by reducing the quantity or size of their products while maintaining the same price or even increasing it. In his statement, President Biden described shrinkflation as a “rip off” and urged companies to put an end to
A recent American Rental Housing Report from Harvard University’s Joint Center for Housing Studies has shed light on a concerning statistic – more than 18 million rental units in the United States are located in areas exposed to extreme weather hazards. This means that a significant portion of the rental housing market is at risk
Credit cards have become the Achilles’ heel for many Americans, leading to a growing debt crisis. Currently, Americans collectively owe a staggering $1.13 trillion on their credit cards, with the average balance per consumer reaching a historic high of $6,360. This alarming increase in credit card debt is a cause for concern, as more cardholders
Love, they say, is priceless. But for those with deep pockets, the matchmaking expertise of Barbie Adler comes at a steep price. As the founder of Selective Search, an exclusive matchmaking company, Adler claims that 1 in 3 of her clients fall head over heels for the first person they’re matched with. This remarkable success